Full-service AI transformation — from strategy to running, governed systems What we do →

Verified Timeline

What's binding, when, and on whom

Sourced to the regulator or the enacting instrument — not summarised into ambiguity. If your organisation matches a "who" column below, at least one obligation applies to you.

MANDATORY SINCE 1 JUL 2024

NSW AI Assessment Framework

Mandatory alongside the NSW AI Ethics Policy for all NSW Government agencies.

All NSW Government agencies
Source: Circular DCS-2024-04
EFFECTIVE 1 JUL 2025

APRA CPS 230 — Operational Risk Management

Effective 1 July 2025; pre-existing material-service-provider contracts must comply by 1 July 2026.

APRA-regulated entities — banks, insurers, super
Source: APRA CPS 230; APRA Letter to Industry, 30 Apr 2026
EFFECTIVE 15 DEC 2025

DTA Policy for Responsible Use of AI in Government v2.0

Effective 15 December 2025; first mandatory requirement binds 15 June 2026; remaining requirements bind December 2026.

Non-corporate Commonwealth entities
Source: DTA policy v2.0
COMMENCES 10 DEC 2026

Privacy Act ADM Transparency (APP 1.7, 1.8, 1.9)

Three subclauses — APP 1.7, 1.8 and 1.9, never "APP 1.7" alone. APP entities whose computer programs make, or substantially assist in making, decisions that could reasonably be expected to significantly affect an individual's rights or interests must disclose this in their privacy policy.

APP entities — orgs >A$3M turnover, agencies, health providers, others
Source: Privacy and Other Legislation Amendment Act 2024; OAIC APP 1 Guidelines (updated Oct 2025)
13 FEB 2026

Enforcement Precedent — FIIG Securities

A$2.5M penalty plus A$500K costs under s912A — the first significant enforcement signal in this space.

AFS licensees
Source: ASIC media release 26-021MR
The ADM obligation is three subclauses — APP 1.7, 1.8 and 1.9 — never "APP 1.7" alone. Verified July 2026 · reviewed quarterly. General information only — not legal advice.

By Audience

What this means for you

NSW Government agencies

The AI Assessment Framework is already mandatory. If you haven't run an assessment against it, that's the immediate gap — not a future one.

Talk to us about an assessment →

Banks, insurers & super funds

CPS 230 is in force. If AI vendors underpin a critical operation, treat them as material service providers now — contracts must comply by 1 July 2026.

Talk to us about CPS 230 gaps →

Commonwealth agencies

The DTA's first mandatory requirement binds June 2026, with the rest landing by December 2026. Sequencing matters — leaving it to Q4 2026 is a compressed timeline.

Talk to us about the DTA timeline →

Most other Australian organisations

If a system you run makes or substantially assists a decision about a person — credit, eligibility, pricing, hiring — the ADM transparency obligation likely applies from 10 December 2026, whether or not you call it "AI".

Talk to us about ADM exposure →

Frequently Asked

Common questions